The first thing that we will mention is getting your merchant account(s) set up. Now, it might strike you as odd that we are not immediately talking about which program will make X amount of dollars in so many weeks. Consumers, however are a very impatient group. For example, if two websites or e-mail advertisements sell the same book but one of them asks you to send them a check and then they will mail out the book, while the other is happy to instantly take your Credit Card Payment and immediately e-mail the book to you, who do you think you would shop with? The choice is the second one that brings instant gratification of course! With that in mind, you must consider setting up one or more online payment accounts or you will have little chance of being successful when most of the other websites do accept online payments.

There are multiple different online payment sites out there. However, about 99% of all internet purchases seem to be made with one of these few below. Paypal is probably the name that comes to mind when anyone thinks of a payment processor. Certainly, this is the largest processor out there at the moment and you should almost certainly get yourself a Paypal account if you are to be successful online. You can also earn up to $1000 per merchant that you refer to Paypal so it can be quite lucrative, even if you don't sell anything!

Safepay and Google Checkout are both fairly new payment processors, having only been around for a short time. However, they are quickly gaining recognition as the most popular payment processors, particularly for a lot of multi-level and internet business opportunities out there. Indeed, they may perhaps overtake even the almighty Paypal at some point in the future, particularly in the case of Google Checkout which, of course, has the huge marketing machine of this search engine giant behind it. In the case of Safepay, as well as being able to fund your account from and receive payments into your bank account/credit card, you also get paid extremely large commissions based upon the usage of all of the referrals, 6 levels deep, that you personally refer. In other words, even if you are not successful at internet marketing but your referrals are, then you still get paid a percentage of their Safepay deposits since you were the one who referred them! Also, the Safepay processor is the most friendly payment processor to internet based business since the other payment processors (particularly Paypal mentioned above) will occasionally freeze your account if you suddenly start receiving a lot of payments due to a successful marketing program. Alertpay is also very friendly towards internet marketers if you sign up for the 'secure' option which does not cost anything, just like the basic account. There are more fees involved to receive money with the secure account but you can easily work with programs that pay commissions on multiple levels which Paypal frowns upon. Also, Alertpay is a great way to convert money back and forwards into e-gold as you receive payments from other programs on the internet. As a result, Alertpay is our personal favorite online payment processor at present.

A brand new payment processor definitely worth a look is Revolution Money Exchange. From time to time, they offer a free initial deposit into your account which, at the last time we checked, was $25 of free money for you, just for signing up! They also have a generous referral program where they will credit you $10 to your account for each signup. Obviously, they are aggressively targeting customers currently using other payment processors. We thus feel that this processor will quickly take off. After all, why wouldn't you sign up to get free money and refer friends to get even more free Selfbank Mobile is another new processor that let's you make online payments through your cell phone!

Clickbank is a little bit different. They have a completely free option that let’s you act as a reseller for a wide variety of products on the internet. This can be done for free with the link below. Alternatively, you can accept credit card payments through Clickbank. Additionally, as with the other merchants, a small fee is charged on each transaction. The advantage of this is to have your payments processed by an actual bank which offers a little more security and seems slightly more professional to some consumers. Some consumers, however, do not seem to care about this. Nevertheless, it is certainly something that you should consider investigating for the future as your online business takes off!

As mentioned earlier, all of the above payment sites have a reseller or affiliate program. Essentially, this means that if someone signs up for one of them based on your recommendation, you get paid a little of everything that goes through their account! This is a very quick and easy program for you to set up since you merely include a link on your website or in your e-mails which will take the customer to the payment site, they sign up and you get paid as they use their account! Nobody loses since you earn money that you otherwise wouldn’t, the referred customer does not lose a penny and the payment site gets another customer so that they can earn some extra money too!

We would hope that you choose to click through to these money processors from the links on this website. However, even if you decide not to sign up now and do so later by yourself, these are still the merchant sites that will enable you to do the most online business with the minimum of fuss.